The Federal Housing Administration (FHA) has just raised its loan limit by 18% to a maximum amount of $420,680 in most areas. In certain high cost areas, it’s $970,800. Limits will take effect in 2022.
If you or your clients have any questions about FHA programs or limits in our area, please reach out. I’ll be glad to help!
Today’s rates
New Home Purchase
Conforming Interest rate
30-yr fixed 3.250%
Rates are not static, they often change throughout the day.
If another lender offers a lower rate, there's a buy-down involved.
Often not mentioned when quoting the lower rate
Actual rates vary based on Loan Amount, Middle Credit Score, DTI, Term
Today’s rates based on a purchase 760 middle score, conforming loan, detached, primary residence, non-self-employed, detached, primary home
30-yr fixed 3.200%
Today’s rates based on a purchase 740 middle score, conforming loan, detached, primary residence, non-self-employed, detached, primary home
NMLS # 863501
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