Texas Home Lending News

If you're like most families, your home is your largest asset and your largest financial responsibility.  Let us show you how to protect your families most valuable asset.  Paying your mortgage is a valuable option with life insurance, allowing your family to stay in your home after you're gone.

Options Available
      • Coverage amounts starting at $10,000 to over $1,000,000
      • Affordable premiums from a company you know and trust
      • Waiver of premium options if you become disabled*
      • Simplified issues policies for those under 70 years of age that would like coverage quickly and easily, with no health exams
      • Options for term or whole life insurance policies
      • Return of Premium Options
*Additional premiums apply





Shawn Smith
MLO/Broker | NMLS # 863501

(214) 396-3650 | Mobile: (817) 706-8619
shawn@sublimefinancial.com

www.sublimefinancial.com
Sublime Financial, LLC
14785 Preston Rd Dallas TX 75254


NMLS # 1134044
Posted by Shawn Smith NMLS#863501 on October 7th, 2021 4:55 PM
If you're like most families, your home is your largest asset and your largest financial responsibility.  Let us show you how to protect your families most valuable asset.  Paying your mortgage is a valuable option with life insurance, allowing your family to stay in your home after you're gone.

Options Available
      • Coverage amounts starting at $10,000 to over $1,000,000
      • Affordable premiums from a company you know and trust
      • Waiver of premium options if you become disabled*
      • Simplified issues policies for those under 70 years of age that would like coverage quickly and easily, with no health exams
      • Options for term or whole life insurance policies
      • Return of Premium Options
*Additional premiums apply


Posted by Shawn Smith NMLS#863501 on August 24th, 2021 4:05 PM
Mortgage protection insurance is a policy that pays off the balance of your mortgage when you die. It's often sold through banks and mortgage lenders and the money goes to pay off your home.
 
With that said, you’re usually better off with a regular term policy with enough coverage to pay off your mortgage. Then the rest of the money can be used however your family wishes. 
 
  • They can use the death benefit to pay off the house and keep any leftover cash.
  • They can also choose to skip paying off the mortgage and use the money as they see fit — it's their money, not the lender's. 
The significant benefit of mortgage protection insurance is that it removes some of the burden from your loved ones usually incurred when the primary provider dies.

There’s usually no medical exam to buy a policy.
 Call me today for a free quote.
Posted by Shawn Smith NMLS#863501 on July 29th, 2021 9:51 AM

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