ZEROThe VA and the USDA both offer a zero down loan program for individuals and/or properties that meet their criteria. Sometimes, loans require little or no cash out of pocket. Some HUD properties are available with as little as $100 down.
3%Fannie Mae/Freddie Mac conventional loans are available with down payments as low as 3% on single-family homes, including eligible condos, co-ops, and some manufactured homes. Fixed-rate mortgages with up to 30-year terms and ARMs are available.
3.5%The Federal Housing Administration (or FHA) loan program can allow as little as 3.5% down, and it is more lenient than most other programs on minimum credit scores and other factors.
Are you surprised at how low you may be able to go? While many believe a 20% down payment is required, you can see now that it’s far from the only option.
Whether you’ve saved a little or a lot, reach out today, and we’ll work on finding a loan that works for you.
As you're looking for a new home or dreaming of homeownership, consider keeping this website handy. You can type in an address to learn more about the surrounding area, from typical commute, to schools that serve the neighborhood, to recent sales. There's lots more to discover too. Check it out:
Thank you again, Jason, for putting your trust in me. Remember, if you have questions or would like more details on the mortgage process, please reach out. I'm happy to help.
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