Texas Home Lending News

 
 
How much could you save?
If you’re wondering how a refinance of your mortgage might affect your monthly payment, take a look at our Refinance Calculator . You simply plug in numbers for your current and desired loans, and we’ll calculate the difference in your payment, the months it will take you to break even on your costs, and even the rate of return on your costs.

I encourage you to play around with it. Then, if you want to discuss your specific scenario, click the button on the website to let me know.

If you think any of your friends, co-workers or family members would benefit from the refinance calculator, please feel free to forward it along. I’ll be happy to help them.

Thank you for your business and for your referrals.
CALCULATE YOUR SAVINGS
 
 





Shawn Smith
MLO/Broker | NMLS # 863501

(214) 396-3650 | Mobile: (817) 706-8619
shawn@sublimefinancial.com

www.sublimefinancial.com
Sublime Financial, LLC
14785 Preston Rd Dallas TX 75254


NMLS # 1134044
Posted by Shawn Smith NMLS#863501 on March 21st, 2022 2:08 PM
 
 
How much will you really pay for your home?
When choosing your home, it’s helpful to consider the monthly cost of ownership rather than the price on the sales contract.

Newly constructed homes often carry a higher purchase price than similar older homes. But the lower energy, maintenance and repair costs compared to an older home may make living there less expensive.

Here’s some information on the benefits of new construction and some handy comparison tools, too.

How much do you want to spend to live in your next home?

Questions? Please reach out over your preferred channel. I’ll be glad to assist.
COMPARE NOW
 
 





Shawn Smith
MLO/Broker | NMLS # 863501

(214) 396-3650 | Mobile: (817) 706-8619
shawn@sublimefinancial.com

www.sublimefinancial.com
Sublime Financial, LLC
14785 Preston Rd Dallas TX 75254


NMLS # 1134044
Posted by Shawn Smith NMLS#863501 on March 9th, 2022 2:53 PM

Getting the keys to your first home is an exciting goal. Use our quick game to discover four keys of preparation that may assure a smooth transaction.

  

The more you learn about the home buying process before you get started, the better you may feel about taking this step. Please reach out to me anytime you have questions. I'll be happy to help.






Shawn Smith
MLO/Broker | NMLS # 863501

(214) 396-3650 | Mobile: (817) 706-8619
shawn@sublimefinancial.com

www.sublimefinancial.com
Sublime Financial, LLC
14785 Preston Rd Dallas TX 75254





NMLS # 1134044
Posted by Shawn Smith NMLS#863501 on March 9th, 2022 10:09 AM
 
How's your mortgage feeling today?
Interest rates and the mortgage markets can change quickly, so it makes sense to monitor your loan against current conditions regularly. With just a few clicks, you can compare your existing loan to today's sample rates. We update it every weekday, so you can come back and perform your own diagnostic any time.
CHECK YOUR MORTGAGE
I welcome the opportunity to discuss your loan's results or to assist you in any way with your home financing needs. Also, if you have friends, co-workers or family members who would like to receive their own mortgage checkup, please refer them my way. It will be my honor to help.

 
 





Shawn Smith
MLO/Broker | NMLS # 863501

(214) 396-3650 | Mobile: (817) 706-8619
shawn@sublimefinancial.com

www.sublimefinancial.com
Sublime Financial, LLC
14785 Preston Rd Dallas TX 75254




NMLS # 1134044
Posted by Shawn Smith NMLS#863501 on March 8th, 2022 3:11 PM
 
 
Ready for a different kind of neighborhood tour?
Let us show you some things you don’t see every day—the underlying factors that can impact your home’s value, from recent sales to school zones to the typical commute.

Thank you for allowing me to send information related to your home and home financing. If I can help you in any way, please reach out.
CHECK OUT YOUR AREA
 
 





Shawn Smith
MLO/Broker | NMLS # 863501

(214) 396-3650 | Mobile: (817) 706-8619
shawn@sublimefinancial.com

www.sublimefinancial.com
Sublime Financial, LLC
14785 Preston Rd Dallas TX 75254


NMLS # 1134044
Posted by Shawn Smith NMLS#863501 on March 8th, 2022 2:44 PM
 
 
How much could you save?
If you’re wondering how a refinance of your mortgage might affect your monthly payment, take a look at our Refinance Calculator . You simply plug in numbers for your current and desired loans, and we’ll calculate the difference in your payment, the months it will take you to break even on your costs, and even the rate of return on your costs.

I encourage you to play around with it. Then, if you want to discuss your specific scenario, click the button on the website to let me know.

If you think any of your friends, co-workers or family members would benefit from the refinance calculator, please feel free to forward it along. I’ll be happy to help them.

Thank you for your business and for your referrals.
CALCULATE YOUR SAVINGS
 
 





Shawn Smith
MLO/Broker | NMLS # 863501

(214) 396-3650 | Mobile: (817) 706-8619
shawn@sublimefinancial.com

www.sublimefinancial.com
Sublime Financial, LLC
14785 Preston Rd Dallas TX 75254


NMLS # 1134044
Posted by Shawn Smith NMLS#863501 on March 7th, 2022 9:55 PM

 

As you're looking for a new home or dreaming of homeownership, consider keeping this website handy. You can type in an address to learn more about the surrounding area, from typical commute, to schools that serve the neighborhood, to recent sales. There's lots more to discover too. Check it out:

 

Thank you again, Jason, for putting your trust in me. Remember, if you have questions or would like more details on the mortgage process, please reach out. I'm happy to help.






Shawn Smith
MLO/Broker | NMLS # 863501

(214) 396-3650 | Mobile: (817) 706-8619
shawn@sublimefinancial.com

www.sublimefinancial.com
Sublime Financial, LLC
14785 Preston Rd Dallas TX 75254





NMLS # 1134044
Posted by Shawn Smith NMLS#863501 on March 7th, 2022 3:42 PM
 
 
Make an offer that will make you money.
When you invest in real estate so you can renovate and resell a property, many factors beyond the initial price and eventual sales price determine how much you might expect to profit.

Here’s an easy calculator to help you make an informed offer on a property you may want to flip. Use it to tabulate your expected expenses, including some you may not have considered. It will help you estimate an expected return on your investment, too.

I hope you find this tool helpful, Jason. If you have questions about the calculator or financing real estate investments in general, please reach out over your preferred channel. I’ll be glad to help.
PROPERTY FLIP CALCULATOR
 
 





Shawn Smith
MLO/Broker | NMLS # 863501

(214) 396-3650 | Mobile: (817) 706-8619
shawn@sublimefinancial.com

www.sublimefinancial.com
Sublime Financial, LLC
14785 Preston Rd Dallas TX 75254


NMLS # 1134044
Posted by Shawn Smith NMLS#863501 on March 7th, 2022 3:16 PM

We may not be comparing real apples and oranges, but we’re coming pretty close in the home financing industry. And if you’re at all interested in using your home’s equity to access cash, then this comparison is for you.

As we discussed in our last email, there are two common ways to get cash from your home—a Home Equity Line of Credit (HELOC) or a cash-out refinance.

In the current environment, many people want to keep the great interest rate they already have on their home loan, so they automatically choose a HELOC over a refinance. But wait—there’s a big difference that can make the benefits hard to compare at a glance. HELOCs have adjustable interest rates, whereas most home loans are fixed.

Take a look.

Jason, this is the last communication in my series about HELOCs. Thank you for allowing me to send you information these last several weeks. I hope you’ve found it valuable.

If you’re interested in exploring your options more or you have questions about home financing, please reach out. I’ll be happy to help.






Shawn Smith
MLO/Broker | NMLS # 863501

(214) 396-3650 | Mobile: (817) 706-8619
shawn@sublimefinancial.com

www.sublimefinancial.com
Sublime Financial, LLC
14785 Preston Rd Dallas TX 75254





NMLS # 1134044
Posted by Shawn Smith NMLS#863501 on March 7th, 2022 9:44 AM
 
 
Wondering how much you might save, Jason?

This Refinance Calculator offers a quick way to see what a refinance could mean for you. Simply plug in the numbers for your current and desired loans, and we’ll calculate the difference in your payments. You may be surprised at the big difference even a small interest rate change can make.

Refinancing isn’t just about monthly savings. A lower rate can help you pay your loan off faster or possibly allow you to access cash from your home’s equity with no change in payment at all. There are many options to pursue.

Remember, the interest rate you receive will be based on your scenario. Please reach out to me over your preferred channel for a full review.
REFI CALCULATOR
 
 





Shawn Smith
MLO/Broker | NMLS # 863501

(214) 396-3650 | Mobile: (817) 706-8619
shawn@sublimefinancial.com

www.sublimefinancial.com
Sublime Financial, LLC
14785 Preston Rd Dallas TX 75254


NMLS # 1134044
Posted by Shawn Smith NMLS#863501 on March 2nd, 2022 2:39 PM

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